Our savings accounts make it easy to save for tomorrow - or as far away as Christmas. Choose from Regular Savings accounts, Money Market Deposit accounts, our popular Christmas Club accounts or, for long term savings, we have an assortment of CDs and IRAs. 


Regular Savings Account
For people who deposit regularly but make only limited withdrawals. 

  • Minimum $100 deposit required to open
  • Interest-bearing account 
  • Unlimited number of deposits allowed
  • Statements mailed quarterly or delivered by eStatements and available online 
  • Four (4) free withdrawals per quarterly statement
  • A service charge of $6 applies if minimum balance drops below $100 any day in the quarterly statement cycle. 

During any quarterly statement cycle you are allowed four (4) withdrawals/transfers and excess of four (4) will have a $2.00 per debit item fee.

**During any month you may not make more than six (6) telephone transfers to another account of yours, automatic transfer or computer transfer. Excess withdrawals may result in account closure.

 

Money Market Deposit Tiered Account

An interest-bearing checking account ideal for account holders with limited transactions. 

  • Minimum $1000 deposit required to open
  • Interest-bearing account 
  • Unlimited number of deposits allowed
  • Statements mailed or delivered by eStatements and available online 
  • Complimentary generic checks provided to clients 55 years and older 
  • Transaction limitations of six debits per month apply ** (A $3 service charge applies for each debit item exceeding six (6) per statement cycle) 
  • A low balance service charge of $7.50 applies if balance drops below $2,500 any day of statement cycle
  • Interest rate is determined by account balance 
  • Interest is paid on the account balance that corresponds to the applicable tier 

Tiers
Tiers upon which the interest rates are based on daily balances 

$100 - $2,499.99
$2,500 - $9999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 plus 

Contact 1-800-345-8081 or your local branch for current rates and Annual Percentage Yields.  

** During any month you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction, computer transfer, or by check draft, debit card or similar order to a third party. Excess withdrawals may result in account closure.

Christmas Club Account

A savings program designed to help customers prepare for Christmas expenditures-Does not earn interest:

  • Voluntary deposits generally accepted from mid-October through the end of September each year
  • Balance mailed to the customer by check or Direct Deposit to ABB accounts the first week in October
  • $15.00 early closure fee


We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day of your deposit. For interest checking, savings and money markets, we may change the interest rate on your account at our discretion. For CDs and IRAs, your interest rate will not change until maturity.