Need a little extra cash in your pocket? Our Rewards Free Checking account is ideal for anyone who wants a simple, hassle-free checking account and are more concerned with low cost than earning interest.

  • $50 minimum needed to open
  • FREE starter checks 
  • No minimum balance required
  • No monthly service charge
  • Non-interest bearing account
  • Statement with check images available by mail or online
  • Overdraft Line of Credit is available with application and credit approval
Earn additional cash with everyday debit card transactions during Reward Period*

Cash Rewards

Earn $0.05 per debit card transaction 1 in the amount of $10.00 or more.

ATM Rebates

We will reimburse up to $10.00 of foreign and Anderson Brothers Bank ATM fees that post/clear the account during the month.

 More Checking Options

*The Reward Period is the first business day of the calendar month through the last business day of the calendar month, regardless of statement cycle. A business day is defined as Monday through Friday, excluding holidays. Rewards will be paid by the fifth (5th) business day of the following month. Debit card transactions not posted/cleared by last day of the month may receive rewards in following month.  Cash Rewards & ATM Rebates not credited if account is closed prior last day of the month.  

ATM transactions with debit card does not qualify for cash rewards. 

Overdrafts  - While we are not obligated to pay any item presented for payment, if your account does not contain enough money, as long as you maintain your account in good standing we may approve your overdraft. We will notify you promptly of any non-sufficient funds items paid or returned that you may have: however we have no obligation to notify you before we pay or return any item. The amount of any overdraft including paid OD Privilege Paid Item(s) fee of $28 and/or a NSF Returned Item(s) fee of $28 will be charged.