The following fees may be assessed against your account and the following limitations, if any, apply to your account. 

Fee Description Fee
Account Reconciliation $20.00 per Hour; Minimum $10.00
Account Research $20.00 per Hour; Minimum $10.00
ATM Fee - Non ABB ATM used $1.00
ATM/Debit Card Replacement or Custom Debit Card $10.00
Check Cashing - Non Customer $5.00
Check Printing Cost varies per choice of checks Inquire with Customer Service 
Collection Fee Domestic $20.00
Copies - per page $ .25
Counter Checks $1.50 per 4 checks
Dormant Account Fee - An account is dormant if for one year no deposits or withdrawals have been made to account.       

Fee is charged monthly if:   Checking account balance is less than $250.00
                                                Savings account balance is less than $100.00
$5.00
Early Account Closure  (90 days) $15.00
Fax Fee - Incoming or Outgoing
$2.00 first page, $ .50 per each additional page
Garnishment, Levies, Attachments
$50.00
IRA Transfer Fee
$30.00
Legal Action (Subpoena)
$50.00 plus any costs
Lock Bags
$35.00
OD Privilege Paid Item(s) Fee
$28.00 per item
NSF Returned Item(s) Fee
$28.00 per item
Overdraft Accrual Charge (Business Accounts Only - daily negative balance) 
$3.00
Official Check - Cashiers Check
$3.00
Online Banking - Bank to Bank and Person to Person outbound transfers
$2.00
Phone Transfer Loan Payment
$5.00
Remote Deposit Capture (Business Accounts with Check Scanner) 
$35.00
Safe Deposit Convenience Fee
$5.00
Safe Deposit Late Fee
$10.00
Safe Deposit Drilling Fee
$100.00
Temporary Statement 
$3.00
Stop Payments
$30.00
Undeliverable Mail 
$10.00
Wires Outgoing Domestic
$15.00
Wires Outgoing Foreign 
$30.00
Zipper Bags
$5.00
Online Banking, Mobile Banking and Telephone Banking service is FREE
08/2016 rev