Deferred Income Annuities
Guaranteed Income to Count On When You Need It
Don't Just Look Forward to a Long Retirement
How Do Deferred Income Annuities Work?
Three Reasons to Consider a Deferred Income Annuity:
Did you know people tend to underestimate how long they are going to live? Chances are, a long retirement is in your future. So plan accordingly—the income from a deferred income annuity ensures that no matter how long your retirement is, you will continue to receive payments.
Some people withdraw money from their investments to help pay for retirement. But stock market losses can have a significant impact on this strategy. Think about it: Withdrawing money from a declining investment can quickly shorten how long it will last. By adding a deferred income annuity to your overall portfolio, you can remove some of this risk and unpredictability. The income you receive is fixed and is not tied to the stock market, so you can count on it for retirement and for the rest of your life.
Over the past few decades, rising prices for gas, groceries, and education serve as clear examples of inflation’s impact on our lives. Conveniently, deferred income annuities can offer optional features** to help protect your income from the effects of inflation, allowing you to keep up with current economic environments throughout your retirement.
It's Designed Just for You and Your Spouse
Your income can start as early as two years from when you purchase your policy or as far out as 40 years. It’s up to you.
Choose to receive your income payments as frequently as monthly, quarterly, semiannually, or annually.
Share your income through joint ownership.
If you want your income to also cover your spouse throughout their lifetime, you can purchase a joint life deferred income annuity.
of your retirement assets.
Talk to our financial professional about how a deferred income annuity may fit into your overall retirement strategy.
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