• Mullins Consumer Banking is closed temporarily effective 1/12/21.
  • Effective Monday, January 4th,  all branches located in Marion and Dillon Counties will operate normal business hours with Drive Thru only service
  • As of Thursday, December 31st, our Georgetown branch will operate normal business hours with Drive Thru only service.
  • As of December 29th, all branches located in Florence and all Horry County branches are operating normal business hours with Drive Thru only service.  
  • For those branches without Drive Thru capabilities in the affected area, please make an appointment or visit the nearest branch offering Drive Thru service.
  • Lobbies in the affected areas will be closed.  Staff will be available by appointment only.  Please contact your local branch for an appointment.   
As we continue to monitor the developments and impacts of COVID-19 (Coronavirus), our priorities are the health of our employees, customers and communities as well as maintaining and providing the best service to our customers.  We want to keep you, our customers and communities, up-to-date with current information regarding our efforts in dealing with the COVID-19 pandemic.

Please remember you may utilize our digital banking tools including online and mobile banking, telephone banking, ATMs and online loan applications.

Economic Impact Payment information

January 4th: All Economic Impact Payment (Stimulus ACH Deposits) received from IRS have been posted to accounts.

IRS Bulletin IR-2021-01 released today: The Internal Revenue Service today urged people to visit IRS.gov for the most current information on the second round of Economic Impact Payments rather than calling the agency or their financial institutions or tax software providers. IRS phone assistors do not have additional information beyond what’s available on IRS.gov.

You are encouraged  to visit the link shown below to get the most current information on your Economic Impact Payment:

https://www.irs.gov/coronavirus/get-my-payment


Our website and Facebook page are current with up-to-date information and you are encouraged to follow both closely. We are working diligently to minimize any customer inconvenience and we thank you for your understanding and patience.
 

Target for new COVID scam: Small business owners

There’s a new coronavirus-related scam making the rounds, but this time the crooks are targeting small businesses. It starts with an email that claims to come from the “Small Business Administration Office of Disaster Assistance.” It says you’re eligible for a loan of up to $250,000 and asks for personal information like birth date and Social Security number. Let’s do a CSI-style investigation to spot clues that the email is a fake.

Clue #1. You got an email or phone call out of the blue that claims to be from the IRS, the Social Security Administration, or – in this case – the Small Business Administration. The FTC has warned about government imposter scams like this.
Clue #2. You were told that you’re automatically eligible for a big loan. Real lenders never do this.
Clue #3. You’re asked to hand over your date of birth and Social Security number. This is a tip-off that the sender is trying to steal your personal information.

Phishing attempts aren’t the only scam that business owners are reporting. We’ve heard from people who have applied for loans through websites pretending to be part of the SBA’s Economic Injury Disaster Loan program, which has been extended to December 31, 2021. And other people report they’ve been contacted to repay loans they never took out. The likely culprits? Criminals who illegally applied for loans in their name.

Here are steps you can take to help protect yourself.
Check your credit report. The worst time to learn that someone has taken out a loan in your name is when you’re applying for a loan yourself. So check your credit report first at www.annualcreditreport.com, the authorized source for the free reports consumers are guaranteed by law. In addition, the three major credit bureaus are offering free weekly online reports to consumers through April 2021. If you’re not in the market for credit or a loan, freezing your credit offers an extra – and free – measure of protection.

Look for reliable sources of information. Looking for a loan? Don’t click on a link in an unsolicited email and be careful with online search engine results. Scammers often bait their online traps with sound-alike names and URLs, phony endorsements, and professional-looking websites. For small business owners looking for COVID-relief programs, always start at www.sba.gov, the official site of the Small Business Administration. Or reach out to a trusted financial institution in your community.

Check out lenders before sharing personal information. Scammers who impersonate lenders have the perfect excuse to ask you for lots of personal information that can be used to steal your identity. Don’t leave a trail of personal information exposed by filling out lots of applications online with lenders you don’t know. Investigate lenders first and if you spot something amiss, stop. And then file a report at ReportFraud.ftc.gov.

Read Understanding Your Credit for more tips on managing your financial profile