Rewards Free Checking

The best things in life are free - with streamlined and simple running a close second. Our Rewards Free Checking offers both those benefits, with some money-making potential thrown in for good measure.
  • $50 minimum needed to open
  • Earn additional cash with everyday debit card transactions during Reward Period**
  • Earn $0.05 reward for every debit card transaction* of $10 or more
  • Reimbursement of up to $10 of ABB and foreign ATM fees each month
  • No minimum balance required
  • No monthly service charge
  • Free starter checks
  • Statement with check images available by mail or online
  • Overdraft Line of Credit is available with application and credit approval
* ATM transactions with debit card does not qualify for cash rewards.

**The Reward Period is the first business day of the calendar month through the last business day of the calendar month, regardless of statement cycle. A business day is defined as Monday through Friday, excluding holidays. Rewards will be paid by the fifth (5th) business day of the following month. Debit card transactions not posted/cleared by last day of the month may receive rewards in following month. Cash Rewards & ATM Rebates not credited if account is closed prior last day of the month.

Overdrafts: While we are not obligated to pay any item presented for payment, if your account does not contain enough money, as long as you maintain your account in good standing we may approve your overdraft. We will notify you promptly of any non-sufficient funds items paid or returned that you may have: however we have no obligation to notify you before we pay or return any item. The amount of any overdraft including paid OD Privilege Paid Item(s) fee of $28 and/or a NSF Returned Item(s) fee of $28 will be charged.